European Investment Bank and Deutsche Bank launch mortgage programme for climate-friendly housing and energy-efficient home modernisation in Germany

EIB: The European Investment Bank (EIB) is the long-term lending institution of the European Union, owned by its Member States. It finances sound investments that contribute to EU policy objectives. EIB projects bolster competitiveness, drive innovation, promote sustainable development, enhance social and territorial cohesion, and support a just and swift transition to climate neutrality.

The European Investment Fund (EIF) is part of the European Investment Bank Group. Its central mission is to support Europe’s micro, small and medium-sized businesses (SMEs) by helping them to access finance. The EIF designs and develops venture and growth capital, guarantees and microfinance instruments which specifically target this market segment.

Deutsche Bank provides retail and private banking, corporate and transaction banking, lending, asset and wealth management products and services as well as focused investment banking to private individuals, small and medium-sized companies, corporations, governments and institutional investors. Deutsche Bank is the leading bank in Germany with strong European roots and a global network.

With over two million customers, BHW Bausparkasse is one of the largest private building societies and mortgage lenders in Germany. The company is part of Deutsche Bank and, with its lending business and specialist expertise, forms a solid pillar of the bank’s private customer business. For decades, BHW Bausparkasse’s two core business areas of home loan savings and construction financing have helped many people securely move into their own four walls.

DSL Bank – a subsidiary of Deutsche Bank AG – specialises in residential real estate financing and has established itself as one of the leading mortgage lenders in Germany. In addition, it offers a wide range of personal loans. DSL Bank also has a special focus on cooperating with financial service providers as their partner bank. With an extensive network at hand, DSL Bank is always close to its clients and can optimally adapt its products and services.

Forward-looking statements

This release contains forward-looking statements. Forward-looking statements are statements that are not historical facts; they include statements about our beliefs and expectations and the assumptions underlying them. These statements are based on plans, estimates and projections as they are currently available to the management of Deutsche Bank. Forward-looking statements therefore speak only as of the date they are made, and we undertake no obligation to update publicly any of them in light of new information or future events.

By their very nature, forward-looking statements involve risks and uncertainties. A number of important factors could therefore cause actual results to differ materially from those contained in any forward-looking statement.

Such factors include the conditions in the financial markets in Germany, in Europe, in the United States and elsewhere from which we derive a substantial portion of our revenues and in which we hold a substantial portion of our assets, the development of asset prices and market volatility, potential defaults of borrowers or trading counterparties, the implementation of our strategic initiatives, the reliability of our risk management policies, procedures and methods, and other risks referenced in our filings with the U.S. Securities and Exchange Commission.

Such factors are described in detail in our SEC Form 20-F of 14 March 2024 under the heading “Risk Factors”. Copies of this document are readily available upon request or can be downloaded from www.db.com/ir