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Daily Financial Regulation Update — Friday, June 24, 2022 | Paul Hastings LLP

Major Developments

Federal Reserve Board

Federal Reserve Board releases results of annual bank stress test

June 23, 2022

The Federal Reserve Board released the results of its annual bank stress test.

Office of the Comptroller of the Currency

OCC Reports on Key Risks Facing Federal Banking System

June 23, 2022

The Office of the Comptroller of the Currency reported the key issues facing the federal banking system in its Semiannual Risk Perspective for Spring 2022.

Congress

U.S. Senate

Committee on Small Business and Entrepreneurship

Cardin Introduces Legislation to Provide Relief to Small Businesses Still Recovering from Pandemic

June 23, 2022

U.S. Senate Committee on Small Business & Entrepreneurship Chair Ben Cardin (D-Md.) introduced legislation to provide grants to hard-hit small businesses that can demonstrate substantial losses in 2020 and 2021 due to the COVID-19 pandemic.

U.S. House of Representatives

Committee on Financial Services

Hearing: Monetary Policy and the State of the Economy

June 23, 2022

The House Committee on Financial Services held a hearing entitled, “Monetary Policy and the State of the Economy.”

Committee on Small Business

Hearing: SBA Management Review: Office of Government Contracting and Business Development

June 23, 2022

The House Committee on Small Business held a hearing entitled, “SBA Management Review: Office of Government Contracting and Business Development.”

Federal Agencies

Federal Reserve Board

Survey: Senior Credit Officer Opinion Survey on Dealer Financing Terms

June 23, 2022

The Federal Reserve Board released the quarterly Senior Credit Officer Opinion Survey on Dealer Financing Terms for June 2022.

Paper: Liquidity in the Mortgage Market: How does the COVID-19 Crisis Compare with the Global Financial Crisis?

June 23, 2022

The Federal Reserve Board Published a paper entitled, “Liquidity in the Mortgage Market: How does the COVID-19 Crisis Compare with the Global Financial Crisis?”

Speech: The Outlook for Inflation and Monetary Policy

June 23, 2022

Federal Reserve Board Governor Michelle W. Bowman gave a speech entitled, “The Outlook for Inflation and Monetary Policy.”

Securities and Exchange Commission

SEC Adopts Rules to Require Electronic Filing for Investment Advisers and Institutional Investment Managers

June 23, 2022

The Securities and Exchange Commission adopted amendments to require certain documents filed by investment advisers, institutional investment managers, and certain other entities to be filed or submitted electronically.

Commodity Futures Trading Commission

Testimony before the Subcommittee on Commodity Exchanges, Energy, and Credit House Agriculture Committee, Washington, DC

June 23, 2022

Commodity Futures Trading Commission Director of Market Oversight Vince McGonagle gave testimony at a hearing before the House Agriculture Committee Subcommittee on Commodity Exchanges, Energy, and Credit.

Consumer Financial Protection Bureau

CFPB Helps Survivors Mitigate the Financial Consequences of Human Trafficking

June 23, 2022

The Consumer Financial Protection Bureau issued a final rule to help survivors avoid some of the financial consequences of human trafficking.

Financial Crimes Enforcement Network

Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering and Combating the Financing of Terrorism and Counter-Proliferation Deficiencies

June 23, 2022

The Financial Action Task Force, an intergovernmental body that establishes international standards for anti-money laundering, countering the financing of terrorism, and countering the financing of proliferation of weapons of mass destruction (AML/CFT/CPF), has issued public statements updating its lists of jurisdictions with strategic AML/CFT/CPF deficiencies following its plenary meeting this month.

International

European Banking Authority

EBA replies to European Commission’s call for advice on the review of the Payment Services Directive

June 23, 2022

The European Banking Authority an Opinion and Report in response to the European Commission’s Call for Advice on the review of the Payment Services Directive.

Bank of England

Bank of England Annual Reports 2022

June 23, 2022

The Bank of England has published its annual reports and accounts for March 2021 – February 2022.

Bank of England Prudential Regulation Authority

PRA Annual Reports 2022

June 23, 2022

The Prudential Regulation Authority has published its annual reports and accounts for March 2021 – February 2022.

UK Financial Conduct Authority

Paper: Supporting innovation in ESG data and disclosures – the digital sandbox

June 23, 2022

The Financial Conduct Authority published an evaluation paper entitled, “Supporting innovation in ESG data and disclosures – the digital sandbox.”

Changes to FCA Firm Reference Numbers and Product Reference Numbers

June 23, 2022

The Financial Conduct Authority published a statement on the plan to move to seven-digit FRNs and PRNs for newly registered firms and funds.

Administration Changes

Vacancies

Federal Reserve Board

  • Vice Chair for Supervision – Michael S. Barr nominated April 15, 2022 (Nomination Hearing held on May 19, 2022; committee approval on June 8, 2022; pending full Senate vote.)

Federal Deposit Insurance Corporation

  • Chair – Vacant (Martin Gruenberg serves as Acting Chair)
  • Vice Chairman – Vacant

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Deposit Insurance Corporation – Martin Gruenberg (Acting Chair, appointed February 5, 2022)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

Commodity Futures Trade Commission – Rostin Behnam (effective December 17, 2021)

Financial Crimes Enforcement Network

National Credit Union Administration – Todd M. Harper

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson, (confirmed May 25, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.

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